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We are a specialist mortgage broker with a strong focus on finding funding solutions and delivering outstanding customer service by first understanding the needs of our customers, then sourcing and providing the most suitable products available based on those needs.
We work with you to identify the requirements specific to your situation, then we compare loan products from over 30 lenders across Australia to find you with a suitable product. We then work with you through the process of preparing all of the documentation you need, submitting the application to the lender, and then guiding you all the way through to settlement.
Because we have access to so many lenders, our product range options are vast and we are able to find loans to meet almost all circumstances. We can help with finance that doesn’t meet the criteria of the major lenders such as poor credit ratings and self-employed applicants.
Even for a straightforward loan, we are able to make sure you have everything in order so that your application runs as smoothly as possible and is not held up, or at worst compromised, by not having everything in order.

We can also provide specialised advice on:
Because we are an independent broker, we work for you, and not for the lender. It’s in our interest to make sure you get the best loan for your specific situation, and we pride ourselves on our track record which results in repeat business and referrals from our existing customer base.
We offer a personalised service, with the same mortgage consultant being your single point of contact, and we manage the process for you from end to end. We are available to answer any query you have and will proactively keep you informed every step of the way.
And all of this is at no cost to you! The lender pays us when we secure your funding, so you don’t get charged any fees from us at all!
We can offer a large range of options for residential loans for all situations, ranging from first home buyers, through to lifestyle property upgrades, and investment property portfolios. We can also help with low-doc loans for non-standard lending situations. Read more about our Residential Loans…
Getting a loan for your first home can be a daunting task, but let us take the stress out of it for you by holding your hand right throughout the entire process. We will advise on your FHOG eligibility, help you complete your documentation and submit it on our behalf. Don’t worry, we’ve got you! Click through for more…
We have a wealth of experience in sourcing loans for commercial purposes such as commercial properties, industrial properties, and large residential projects. We are able to source products with flexible features like progress payments and term loans. Find out more about our Commercial Loans…
Expanding your business by purchasing new equipment, or even upgrade your existing plant and equipment, we are certainly able to assist. We are able to source finance for vehicles, machinery, manufacturing equipment, or more. Read on to find our more about our Equipment Finance…
When it’s time to upgrade your vehicle, or even time for an extra vehicle, when your children need their first car, or when you just want to hook up that caravan and go, we have everything you need to finance that new ride! We are able to provide finance for both new and used vehicles. Click to see what we can do for you…
Whether it’s for that new boat or jet-ski you’ve always wanted, that road cruiser or dirt bike, or even that caravan that will allow you to leave the hustle and bustle behind for the tranquility of a country getaway, we have the personal loan package that is sure to meet your needs. See more…
Obtaining finance is usually required when people undertake lifechanging events. And these events usually carry a certain level of stress for all involved. Let us take the stress out of these situations for you, at least when it comes to obtaining finance.
We do all of the groundwork, all of the information gathering, all of the communicating with the lenders on your behalf, so you can avoid the headache of what many people go through just to find a competitive mortgage. We will provide expert guidance and assistance throughout the whole process and we will be there to answer your questions at any time.
If you are looking for a funding solution for anything, from your first home, to an investment property, to business equipment, or ever for your new marine toy, then contact us today to see how we can help!
A Mortgage Broker is a professional who acts between the borrower and the lender. They use their specific financial product knowledge to find competitive loan products to meet the needs of the borrower, and ensure a smooth process through to settlement of the loan. The Mortgage Broker always acts in the borrower’s best interests and effectively manages all of the steps in the loan application process, communicating back to the borrower at all times throughout the application process.
Most mortgage brokers don’t charge a fee to the loan applicant. The cost of a mortgage broker’s fee is passed on to the financial institution who ultimately ends up providing the loan. Because the financial institution makes money from the interest charged over the life of the loan, they will pay a commission for the broker to secure that loan with them. Adelaide Mortgage Broker works exactly this way, you are not charged any up-front or out of pocket fees by us. We are paid by the financial institution that provides your finance.
Mortgage brokers are paid a commission by the lender that they secure the loan with. The lender usually pays the broker an up-front fee, and often a monthly trailing fee for the life of the loan. So as long as your loan is still with a lender, they pay a fee to the broker who introduced the loan to them. This is how mortgage brokers are able to offer services to you at no cost.
Pricing with mortgage brokers can be just as competitive as going direct through a major bank, and sometimes even moreso. The whoelesale rates that mortgage brokers can get access to are actually cheaper than the retail interest rates that you will get with banks, so the net effect of the wholesale rate, plus the broker’s commission, can sometimes mean an even lower monthly mortgage repayment. Your broker will always disclose and talk through all of this information to you before you enter in to any contract.
There are a wide range of loan products in the market, and it can often be confusing to determine which you are eligible for, or which is the best deal for your specific situation. A Mortgage Broker will review the options and be able to explain the differences between products to help you choose the best loan to suit your specific needs. Once a product is chosen, the Mortgage Broker will then manage the process through to settlement. Because a mortgage broker has access to many different products from many different lenders, they are often able to provide a wider range of options for lenders, or more specific options for lenders who may not qualify to ‘standard’ loan products from the major lenders.
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